Call reports 2020
DAKOTA PRAIRIE BANK — 2020
What DAKOTA PRAIRIE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,202,000 | 102,862,000 | 106,371,000 | 117,012,000 |
| Total loans | 70,598,000 | 76,492,000 | 74,485,000 | 72,011,000 |
| Allowance for loan losses | 1,122,000 | 1,171,000 | 1,057,000 | 1,095,000 |
| Securities available for sale | 5,405,000 | 6,759,000 | 8,077,000 | 9,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,078,000 | 90,500,000 | 93,727,000 | 104,282,000 |
| Interest-bearing deposits | 61,701,000 | 67,822,000 | 69,436,000 | 71,882,000 |
| Noninterest-bearing deposits | 22,377,000 | 22,678,000 | 24,291,000 | 32,400,000 |
| Equity capital | 11,598,000 | 11,819,000 | 11,995,000 | 12,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,259,000 | 3,360,000 | 4,373,000 |
| Interest expense | 138,000 | 270,000 | 394,000 | 504,000 |
| Net interest income | 989,000 | 1,989,000 | 2,966,000 | 3,869,000 |
| Noninterest income | 60,000 | 109,000 | 229,000 | 368,000 |
| Noninterest expense | 739,000 | 1,415,000 | 2,144,000 | 2,861,000 |
| Provision for loan losses | 0 | 52,000 | 112,000 | 145,000 |
| Pretax income | 310,000 | 631,000 | 939,000 | 1,231,000 |
| Income tax | 18,000 | 28,000 | 47,000 | 61,000 |
| Net income | 292,000 | 603,000 | 892,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,541,000 | 11,710,000 | 11,885,000 | 12,062,000 |
| Total capital | 12,437,000 | 12,621,000 | 12,790,000 | 12,908,000 |
| Risk-weighted assets | 71,504,000 | 72,668,000 | 72,285,000 | 67,477,000 |