Call reports 2016
DAKOTA PRAIRIE BANK — 2016
What DAKOTA PRAIRIE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,836,000 | 80,252,000 | 79,237,000 | 84,283,000 |
| Total loans | 58,245,000 | 58,123,000 | 61,376,000 | 58,087,000 |
| Allowance for loan losses | 933,000 | 856,000 | 882,000 | 947,000 |
| Securities available for sale | 9,098,000 | 9,059,000 | 7,913,000 | 8,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,153,000 | 71,320,000 | 68,543,000 | 75,078,000 |
| Interest-bearing deposits | 55,823,000 | 54,814,000 | 52,050,000 | 55,849,000 |
| Noninterest-bearing deposits | 17,330,000 | 16,506,000 | 16,493,000 | 19,229,000 |
| Equity capital | 8,454,000 | 8,644,000 | 8,837,000 | 8,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,626,000 | 2,482,000 | 3,290,000 |
| Interest expense | 52,000 | 105,000 | 157,000 | 211,000 |
| Net interest income | 775,000 | 1,521,000 | 2,325,000 | 3,079,000 |
| Noninterest income | 92,000 | 182,000 | 318,000 | 452,000 |
| Noninterest expense | 545,000 | 1,074,000 | 1,644,000 | 2,186,000 |
| Provision for loan losses | 4,000 | 16,000 | 42,000 | 117,000 |
| Pretax income | 318,000 | 613,000 | 957,000 | 1,228,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 52,000 |
| Net income | 304,000 | 586,000 | 916,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,420,000 | 8,590,000 | 8,806,000 | 8,916,000 |
| Total capital | 9,185,000 | 9,326,000 | 9,588,000 | 9,658,000 |
| Risk-weighted assets | 60,978,000 | 58,747,000 | 62,496,000 | 59,194,000 |