Call reports 2015
DAKOTA PRAIRIE BANK — 2015
What DAKOTA PRAIRIE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,691,000 | 77,727,000 | 78,744,000 | 87,228,000 |
| Total loans | 50,906,000 | 54,778,000 | 58,510,000 | 57,530,000 |
| Allowance for loan losses | 847,000 | 860,000 | 898,000 | 929,000 |
| Securities available for sale | 8,790,000 | 9,045,000 | 9,911,000 | 10,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,382,000 | 69,684,000 | 70,463,000 | 78,794,000 |
| Interest-bearing deposits | 51,564,000 | 51,971,000 | 53,475,000 | 58,927,000 |
| Noninterest-bearing deposits | 17,818,000 | 17,713,000 | 16,988,000 | 19,867,000 |
| Equity capital | 7,145,000 | 7,849,000 | 8,028,000 | 8,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,492,000 | 2,309,000 | 3,127,000 |
| Interest expense | 46,000 | 91,000 | 140,000 | 191,000 |
| Net interest income | 680,000 | 1,401,000 | 2,169,000 | 2,936,000 |
| Noninterest income | 85,000 | 164,000 | 248,000 | 426,000 |
| Noninterest expense | 507,000 | 1,073,000 | 1,615,000 | 2,167,000 |
| Provision for loan losses | 0 | 13,000 | 51,000 | 82,000 |
| Pretax income | 258,000 | 479,000 | 751,000 | 1,113,000 |
| Income tax | 11,000 | 21,000 | 33,000 | 42,000 |
| Net income | 247,000 | 458,000 | 718,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,090,000 | 7,836,000 | 7,987,000 | 8,219,000 |
| Total capital | 7,760,000 | 8,545,000 | 8,740,000 | 8,960,000 |
| Risk-weighted assets | 53,447,000 | 56,545,000 | 60,113,000 | 59,129,000 |