Call reports 2013
DAKOTA PRAIRIE BANK — 2013
What DAKOTA PRAIRIE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,207,000 | 65,776,000 | 63,582,000 | 70,041,000 |
| Total loans | 39,232,000 | 41,924,000 | 43,452,000 | 43,772,000 |
| Allowance for loan losses | 649,000 | 716,000 | 716,000 | 716,000 |
| Securities available for sale | 12,211,000 | 11,689,000 | 11,646,000 | 11,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,165,000 | 59,829,000 | 56,384,000 | 63,646,000 |
| Interest-bearing deposits | 42,994,000 | 42,372,000 | 39,325,000 | 44,096,000 |
| Noninterest-bearing deposits | 15,171,000 | 17,457,000 | 17,059,000 | 19,550,000 |
| Equity capital | 5,881,000 | 5,812,000 | 6,075,000 | 6,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,315,000 | 2,009,000 | 2,685,000 |
| Interest expense | 58,000 | 108,000 | 157,000 | 203,000 |
| Net interest income | 591,000 | 1,207,000 | 1,852,000 | 2,482,000 |
| Noninterest income | 69,000 | 139,000 | 248,000 | 379,000 |
| Noninterest expense | 414,000 | 805,000 | 1,270,000 | 1,716,000 |
| Provision for loan losses | 0 | 67,000 | 67,000 | 67,000 |
| Pretax income | 246,000 | 473,000 | 764,000 | 1,080,000 |
| Income tax | 10,000 | 20,000 | 33,000 | 51,000 |
| Net income | 236,000 | 453,000 | 731,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,757,000 | 5,894,000 | 6,077,000 | 6,275,000 |
| Total capital | 6,284,000 | 6,430,000 | 6,652,000 | 6,857,000 |
| Risk-weighted assets | 42,011,000 | 42,735,000 | 45,827,000 | 46,409,000 |