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Call reports 2005

PEOPLES STATE BANK OF BLOOMER — 2005

What PEOPLES STATE BANK OF BLOOMER reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7c65750a-7d79-4978-a556-1770729169c6/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets99,952,00099,532,00098,825,000101,282,000
Total loans65,119,00066,421,00067,843,00068,065,000
Allowance for loan losses966,000977,000990,0001,003,000
Securities available for sale0000
Securities held to maturity29,457,00028,635,00028,583,00027,536,000
Trading assets0000
Total deposits88,256,00088,340,00087,470,00089,622,000
Interest-bearing deposits78,362,00076,737,00074,737,00077,711,000
Noninterest-bearing deposits9,894,00011,603,00012,733,00011,911,000
Equity capital10,722,00010,795,00011,064,00010,980,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,315,0002,678,0004,142,0005,583,000
Interest expense404,000842,0001,339,0001,881,000
Net interest income911,0001,836,0002,803,0003,702,000
Noninterest income56,00091,000133,000164,000
Noninterest expense589,0001,118,0001,685,0002,202,000
Provision for loan losses50,00080,000113,000130,000
Pretax income328,000729,0001,138,0001,534,000
Income tax111,000247,000386,000531,000
Net income217,000482,000752,0001,003,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital10,722,00010,795,00011,064,00010,980,000
Total capital11,498,00011,578,00011,859,00011,785,000
Risk-weighted assets61,860,00062,412,00063,375,00064,180,000

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