Call reports 2016
FIRST NATIONAL BANK OF NEVADA, THE — 2016
What FIRST NATIONAL BANK OF NEVADA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,764,000 | 100,427,000 | 103,265,000 | 103,056,000 |
| Total loans | 52,930,000 | 53,553,000 | 54,109,000 | 54,225,000 |
| Allowance for loan losses | 666,000 | 723,000 | 740,000 | 752,000 |
| Securities available for sale | 44,411,000 | 39,201,000 | 40,634,000 | 41,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,609,000 | 85,933,000 | 88,665,000 | 89,805,000 |
| Interest-bearing deposits | 69,621,000 | 69,144,000 | 68,315,000 | 68,846,000 |
| Noninterest-bearing deposits | 20,988,000 | 16,789,000 | 20,350,000 | 20,959,000 |
| Equity capital | 13,406,000 | 13,662,000 | 13,799,000 | 13,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,838,000 | 2,763,000 | 3,658,000 |
| Interest expense | 60,000 | 119,000 | 180,000 | 238,000 |
| Net interest income | 863,000 | 1,719,000 | 2,583,000 | 3,420,000 |
| Noninterest income | 75,000 | 152,000 | 230,000 | 321,000 |
| Noninterest expense | 662,000 | 1,288,000 | 1,954,000 | 2,552,000 |
| Provision for loan losses | 10,000 | 121,000 | 140,000 | 162,000 |
| Pretax income | 318,000 | 634,000 | 1,080,000 | 1,402,000 |
| Income tax | 63,000 | 184,000 | 295,000 | 401,000 |
| Net income | 255,000 | 450,000 | 785,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,165,000 | 13,360,000 | 13,695,000 | 13,911,000 |
| Total capital | 13,831,000 | 14,072,000 | 14,420,000 | 14,644,000 |
| Risk-weighted assets | 57,171,000 | 56,971,000 | 57,950,000 | 58,596,000 |