Call reports 2015
FIRST NATIONAL BANK OF NEVADA, THE — 2015
What FIRST NATIONAL BANK OF NEVADA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,252,000 | 112,670,000 | 112,671,000 | 107,857,000 |
| Total loans | 47,742,000 | 48,299,000 | 51,196,000 | 52,057,000 |
| Allowance for loan losses | 624,000 | 635,000 | 645,000 | 656,000 |
| Securities available for sale | 46,103,000 | 47,561,000 | 45,125,000 | 41,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,847,000 | 99,025,000 | 98,309,000 | 93,627,000 |
| Interest-bearing deposits | 72,079,000 | 72,184,000 | 70,685,000 | 70,732,000 |
| Noninterest-bearing deposits | 18,768,000 | 26,841,000 | 27,624,000 | 22,895,000 |
| Equity capital | 13,678,000 | 12,956,000 | 13,377,000 | 13,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,770,000 | 2,691,000 | 3,618,000 |
| Interest expense | 63,000 | 125,000 | 188,000 | 248,000 |
| Net interest income | 819,000 | 1,645,000 | 2,503,000 | 3,370,000 |
| Noninterest income | 74,000 | 149,000 | 226,000 | 306,000 |
| Noninterest expense | 642,000 | 1,263,000 | 1,899,000 | 2,561,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 376,000 | 692,000 | 1,007,000 | 1,320,000 |
| Income tax | 67,000 | 150,000 | 231,000 | 289,000 |
| Net income | 309,000 | 542,000 | 776,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,387,000 | 13,021,000 | 13,254,000 | 13,510,000 |
| Total capital | 14,011,000 | 13,656,000 | 13,899,000 | 14,166,000 |
| Risk-weighted assets | 53,325,000 | 55,628,000 | 57,716,000 | 57,407,000 |