Call reports 2025
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2025
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 136,146,000 | 137,018,000 | 139,511,000 | 137,750,000 |
| Total loans | 57,506,000 | 60,606,000 | 63,225,000 | 64,938,000 |
| Allowance for loan losses | 539,000 | 545,000 | 595,000 | 608,000 |
| Securities available for sale | 66,105,000 | 65,199,000 | 65,038,000 | 64,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,017,000 | 125,794,000 | 120,582,000 | 124,220,000 |
| Interest-bearing deposits | 101,119,000 | 101,553,000 | 96,627,000 | 97,769,000 |
| Noninterest-bearing deposits | 24,898,000 | 24,241,000 | 23,955,000 | 26,451,000 |
| Equity capital | 8,808,000 | 9,920,000 | 11,975,000 | 10,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,037,000 | 4,637,000 | 6,279,000 |
| Interest expense | 268,000 | 527,000 | 801,000 | 1,077,000 |
| Net interest income | 1,206,000 | 2,510,000 | 3,836,000 | 5,202,000 |
| Noninterest income | 104,000 | 2,299,000 | 2,397,000 | 2,489,000 |
| Noninterest expense | 844,000 | 1,712,000 | 2,564,000 | 3,467,000 |
| Provision for loan losses | 24,000 | 34,000 | 104,000 | 119,000 |
| Pretax income | 442,000 | 3,038,000 | 3,536,000 | 4,076,000 |
| Income tax | 57,000 | 119,000 | 210,000 | 345,000 |
| Net income | 385,000 | 2,919,000 | 3,326,000 | 3,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,126,000 | 17,186,000 | 17,518,000 | 15,672,000 |
| Total capital | 15,672,000 | 17,738,000 | 18,119,000 | 16,287,000 |
| Risk-weighted assets | 64,993,000 | 67,772,000 | 69,484,000 | 71,255,000 |