Call reports 2020
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2020
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,272,000 | 122,682,000 | 122,518,000 | 126,956,000 |
| Total loans | 41,766,000 | 43,186,000 | 44,157,000 | 42,888,000 |
| Allowance for loan losses | 319,000 | 321,000 | 322,000 | 320,000 |
| Securities available for sale | 49,961,000 | 49,767,000 | 49,690,000 | 52,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,447,000 | 97,107,000 | 96,453,000 | 102,411,000 |
| Interest-bearing deposits | 62,990,000 | 78,760,000 | 78,318,000 | 83,440,000 |
| Noninterest-bearing deposits | 14,457,000 | 18,347,000 | 18,135,000 | 18,971,000 |
| Equity capital | 17,327,000 | 17,951,000 | 18,287,000 | 17,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,909,000 | 2,832,000 | 3,758,000 |
| Interest expense | 82,000 | 148,000 | 215,000 | 281,000 |
| Net interest income | 887,000 | 1,761,000 | 2,617,000 | 3,477,000 |
| Noninterest income | 159,000 | 397,000 | 536,000 | 685,000 |
| Noninterest expense | 666,000 | 1,330,000 | 1,971,000 | 2,717,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 370,000 | 818,000 | 1,172,000 | 1,435,000 |
| Income tax | 39,000 | 86,000 | 130,000 | 130,000 |
| Net income | 331,000 | 732,000 | 1,042,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,571,000 | 15,898,000 | 16,133,000 | 14,665,000 |
| Total capital | 15,892,000 | 16,221,000 | 16,457,000 | 14,987,000 |
| Risk-weighted assets | 46,942,000 | 52,056,000 | 52,100,000 | 51,347,000 |