Call reports 2019
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2019
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 101,501,000 | 100,588,000 | 104,823,000 | 99,145,000 |
| Total loans | 41,621,000 | 42,651,000 | 43,939,000 | 42,412,000 |
| Allowance for loan losses | 302,000 | 315,000 | 319,000 | 307,000 |
| Securities available for sale | 46,455,000 | 49,916,000 | 49,423,000 | 48,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,028,000 | 76,031,000 | 80,390,000 | 74,970,000 |
| Interest-bearing deposits | 65,155,000 | 61,234,000 | 67,212,000 | 61,337,000 |
| Noninterest-bearing deposits | 13,873,000 | 14,797,000 | 13,178,000 | 13,633,000 |
| Equity capital | 15,411,000 | 16,218,000 | 16,908,000 | 16,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,966,000 | 2,981,000 | 3,989,000 |
| Interest expense | 86,000 | 172,000 | 265,000 | 348,000 |
| Net interest income | 887,000 | 1,794,000 | 2,716,000 | 3,641,000 |
| Noninterest income | 116,000 | 242,000 | 383,000 | 580,000 |
| Noninterest expense | 633,000 | 1,267,000 | 1,912,000 | 2,763,000 |
| Provision for loan losses | 0 | 36,000 | 36,000 | 36,000 |
| Pretax income | 370,000 | 733,000 | 1,151,000 | 1,422,000 |
| Income tax | 31,000 | 43,000 | 70,000 | 81,000 |
| Net income | 339,000 | 690,000 | 1,081,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,827,000 | 14,933,000 | 15,249,000 | 15,359,000 |
| Total capital | 15,131,000 | 15,250,000 | 15,570,000 | 15,668,000 |
| Risk-weighted assets | 48,500,000 | 48,248,000 | 49,305,000 | 47,198,000 |