Call reports 2016
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2016
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,450,000 | 83,781,000 | 86,730,000 | 87,516,000 |
| Total loans | 34,611,000 | 34,994,000 | 36,784,000 | 34,821,000 |
| Allowance for loan losses | 267,000 | 282,000 | 270,000 | 258,000 |
| Securities available for sale | 37,177,000 | 40,261,000 | 40,798,000 | 36,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,694,000 | 67,381,000 | 70,304,000 | 72,141,000 |
| Interest-bearing deposits | 55,015,000 | 55,700,000 | 58,530,000 | 59,547,000 |
| Noninterest-bearing deposits | 11,679,000 | 11,681,000 | 11,774,000 | 12,594,000 |
| Equity capital | 14,415,000 | 14,836,000 | 14,854,000 | 14,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,550,000 | 2,347,000 | 3,166,000 |
| Interest expense | 28,000 | 58,000 | 87,000 | 116,000 |
| Net interest income | 743,000 | 1,492,000 | 2,260,000 | 3,050,000 |
| Noninterest income | 140,000 | 272,000 | 398,000 | 573,000 |
| Noninterest expense | 562,000 | 1,124,000 | 1,705,000 | 2,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 321,000 | 640,000 | 953,000 | 1,233,000 |
| Income tax | 43,000 | 77,000 | 108,000 | 123,000 |
| Net income | 278,000 | 563,000 | 845,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,125,000 | 13,336,000 | 13,543,000 | 13,683,000 |
| Total capital | 13,394,000 | 13,620,000 | 13,815,000 | 13,943,000 |
| Risk-weighted assets | 37,578,000 | 38,556,000 | 39,963,000 | 39,319,000 |