Call reports 2013
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2013
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,239,000 | 78,441,000 | 78,738,000 | 76,486,000 |
| Total loans | 31,062,000 | 31,433,000 | 30,367,000 | 30,196,000 |
| Allowance for loan losses | 253,000 | 258,000 | 253,000 | 256,000 |
| Securities available for sale | 32,386,000 | 31,009,000 | 30,876,000 | 32,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,964,000 | 63,621,000 | 64,827,000 | 62,924,000 |
| Interest-bearing deposits | 52,122,000 | 53,126,000 | 55,351,000 | 53,051,000 |
| Noninterest-bearing deposits | 10,842,000 | 10,495,000 | 9,476,000 | 9,873,000 |
| Equity capital | 12,870,000 | 12,566,000 | 12,633,000 | 12,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,492,000 | 2,224,000 | 2,943,000 |
| Interest expense | 53,000 | 105,000 | 152,000 | 192,000 |
| Net interest income | 696,000 | 1,387,000 | 2,072,000 | 2,751,000 |
| Noninterest income | 190,000 | 363,000 | 531,000 | 682,000 |
| Noninterest expense | 580,000 | 1,146,000 | 1,712,000 | 2,381,000 |
| Provision for loan losses | 4,000 | 8,000 | 12,000 | 16,000 |
| Pretax income | 302,000 | 596,000 | 879,000 | 1,119,000 |
| Income tax | 33,000 | 56,000 | 87,000 | 129,000 |
| Net income | 269,000 | 540,000 | 792,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,316,000 | 11,511,000 | 11,687,000 | 11,760,000 |
| Total capital | 11,569,000 | 11,769,000 | 11,940,000 | 12,016,000 |
| Risk-weighted assets | 34,921,000 | 35,178,000 | 34,341,000 | 34,017,000 |