Call reports 2012
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2012
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,655,000 | 76,701,000 | 76,816,000 | 75,885,000 |
| Total loans | 32,651,000 | 32,429,000 | 32,171,000 | 32,739,000 |
| Allowance for loan losses | 226,000 | 230,000 | 230,000 | 239,000 |
| Securities available for sale | 34,857,000 | 34,290,000 | 34,380,000 | 32,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,256,000 | 61,651,000 | 61,318,000 | 60,566,000 |
| Interest-bearing deposits | 53,764,000 | 49,565,000 | 51,194,000 | 50,711,000 |
| Noninterest-bearing deposits | 10,492,000 | 12,086,000 | 10,124,000 | 9,855,000 |
| Equity capital | 12,192,000 | 12,607,000 | 12,902,000 | 12,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,639,000 | 2,444,000 | 3,220,000 |
| Interest expense | 67,000 | 129,000 | 189,000 | 245,000 |
| Net interest income | 769,000 | 1,510,000 | 2,255,000 | 2,975,000 |
| Noninterest income | 162,000 | 346,000 | 522,000 | 678,000 |
| Noninterest expense | 558,000 | 1,103,000 | 1,661,000 | 2,358,000 |
| Provision for loan losses | 4,000 | 8,000 | 8,000 | 12,000 |
| Pretax income | 369,000 | 745,000 | 1,119,000 | 1,294,000 |
| Income tax | 90,000 | 183,000 | 267,000 | 251,000 |
| Net income | 279,000 | 562,000 | 852,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,836,000 | 11,042,000 | 11,258,000 | 11,323,000 |
| Total capital | 11,062,000 | 11,272,000 | 11,488,000 | 11,562,000 |
| Risk-weighted assets | 35,237,000 | 35,783,000 | 35,811,000 | 35,794,000 |