Call reports 2011
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2011
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,702,000 | 81,337,000 | 81,141,000 | 77,803,000 |
| Total loans | 33,362,000 | 33,659,000 | 32,865,000 | 32,471,000 |
| Allowance for loan losses | 241,000 | 246,000 | 250,000 | 242,000 |
| Securities available for sale | 34,084,000 | 36,626,000 | 37,425,000 | 36,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,606,000 | 66,561,000 | 66,472,000 | 63,533,000 |
| Interest-bearing deposits | 51,459,000 | 52,266,000 | 53,269,000 | 51,503,000 |
| Noninterest-bearing deposits | 16,147,000 | 14,295,000 | 13,203,000 | 12,030,000 |
| Equity capital | 11,188,000 | 11,674,000 | 12,256,000 | 12,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,744,000 | 2,627,000 | 3,492,000 |
| Interest expense | 103,000 | 197,000 | 277,000 | 350,000 |
| Net interest income | 764,000 | 1,547,000 | 2,350,000 | 3,142,000 |
| Noninterest income | 181,000 | 330,000 | 512,000 | 707,000 |
| Noninterest expense | 552,000 | 1,109,000 | 1,668,000 | 2,349,000 |
| Provision for loan losses | 10,000 | 14,000 | 18,000 | 24,000 |
| Pretax income | 393,000 | 764,000 | 1,221,000 | 1,521,000 |
| Income tax | 108,000 | 213,000 | 358,000 | 411,000 |
| Net income | 285,000 | 551,000 | 863,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,484,000 | 10,625,000 | 10,861,000 | 10,631,000 |
| Total capital | 10,725,000 | 10,871,000 | 11,111,000 | 10,873,000 |
| Risk-weighted assets | 34,672,000 | 36,811,000 | 36,411,000 | 34,765,000 |