Call reports 2010
FIRST NATIONAL BANK IN PINCKNEYVILLE — 2010
What FIRST NATIONAL BANK IN PINCKNEYVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,511,000 | 78,662,000 | 77,488,000 | 76,020,000 |
| Total loans | 34,955,000 | 34,670,000 | 34,935,000 | 35,716,000 |
| Allowance for loan losses | 229,000 | 225,000 | 236,000 | 234,000 |
| Securities available for sale | 32,828,000 | 35,210,000 | 32,133,000 | 30,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,505,000 | 61,468,000 | 61,643,000 | 62,177,000 |
| Interest-bearing deposits | 52,939,000 | 52,348,000 | 53,372,000 | 53,154,000 |
| Noninterest-bearing deposits | 8,566,000 | 9,120,000 | 8,271,000 | 9,023,000 |
| Equity capital | 11,114,000 | 11,206,000 | 11,612,000 | 11,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,852,000 | 2,781,000 | 3,675,000 |
| Interest expense | 185,000 | 360,000 | 525,000 | 646,000 |
| Net interest income | 736,000 | 1,492,000 | 2,256,000 | 3,029,000 |
| Noninterest income | 159,000 | 316,000 | 525,000 | 704,000 |
| Noninterest expense | 543,000 | 1,069,000 | 1,634,000 | 2,265,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 50,000 |
| Pretax income | 352,000 | 757,000 | 1,150,000 | 1,436,000 |
| Income tax | 85,000 | 185,000 | 305,000 | 403,000 |
| Net income | 267,000 | 572,000 | 845,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,203,000 | 10,217,000 | 10,414,000 | 10,275,000 |
| Total capital | 10,432,000 | 10,442,000 | 10,650,000 | 10,509,000 |
| Risk-weighted assets | 36,616,000 | 36,369,000 | 36,534,000 | 35,779,000 |