Call reports 2024
FIRST BANK & TRUST COMPANY — 2024
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 888,339,000 | 876,738,000 | 880,832,000 | 962,968,000 |
| Total loans | 725,431,000 | 727,186,000 | 723,263,000 | 732,029,000 |
| Allowance for loan losses | 10,076,000 | 10,334,000 | 10,425,000 | 10,478,000 |
| Securities available for sale | 86,319,000 | 84,029,000 | 105,986,000 | 115,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,499,000 | 751,984,000 | 752,550,000 | 830,051,000 |
| Interest-bearing deposits | 546,340,000 | 544,645,000 | 558,719,000 | 607,655,000 |
| Noninterest-bearing deposits | 198,159,000 | 207,339,000 | 193,831,000 | 222,396,000 |
| Equity capital | 117,135,000 | 119,678,000 | 123,816,000 | 128,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,596,000 | 23,743,000 | 36,695,000 | 50,487,000 |
| Interest expense | 3,994,000 | 8,143,000 | 12,240,000 | 16,332,000 |
| Net interest income | 7,602,000 | 15,600,000 | 24,455,000 | 34,155,000 |
| Noninterest income | 1,889,000 | 3,836,000 | 5,700,000 | 7,889,000 |
| Noninterest expense | 6,189,000 | 12,475,000 | 18,349,000 | 23,900,000 |
| Provision for loan losses | 161,000 | 323,000 | 485,000 | 637,000 |
| Pretax income | 3,141,000 | 6,638,000 | 11,321,000 | 17,546,000 |
| Income tax | 167,000 | 332,000 | 497,000 | 649,000 |
| Net income | 2,974,000 | 6,306,000 | 10,824,000 | 16,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,611,000 | 120,462,000 | 123,456,000 | 124,236,000 |
| Total capital | 127,446,000 | 129,248,000 | 132,226,000 | 133,346,000 |
| Risk-weighted assets | 704,602,000 | 700,409,000 | 698,993,000 | 726,513,000 |