Call reports 2023
FIRST BANK & TRUST COMPANY — 2023
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 838,838,000 | 834,983,000 | 832,260,000 | 856,197,000 |
| Total loans | 690,271,000 | 706,648,000 | 706,675,000 | 727,560,000 |
| Allowance for loan losses | 9,146,000 | 9,389,000 | 9,755,000 | 9,902,000 |
| Securities available for sale | 87,962,000 | 87,289,000 | 87,267,000 | 87,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 726,912,000 | 701,264,000 | 695,766,000 | 716,117,000 |
| Interest-bearing deposits | 501,482,000 | 473,581,000 | 483,888,000 | 505,703,000 |
| Noninterest-bearing deposits | 225,430,000 | 227,683,000 | 211,878,000 | 210,414,000 |
| Equity capital | 108,022,000 | 108,993,000 | 110,994,000 | 115,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,380,000 | 19,589,000 | 30,281,000 | 41,448,000 |
| Interest expense | 1,607,000 | 3,971,000 | 7,118,000 | 10,738,000 |
| Net interest income | 7,773,000 | 15,618,000 | 23,163,000 | 30,710,000 |
| Noninterest income | 1,954,000 | 3,958,000 | 6,017,000 | 8,197,000 |
| Noninterest expense | 6,067,000 | 12,451,000 | 18,370,000 | 23,554,000 |
| Provision for loan losses | 312,000 | 623,000 | 935,000 | 1,246,000 |
| Pretax income | 2,841,000 | 5,995,000 | 9,368,000 | 13,600,000 |
| Income tax | 165,000 | 330,000 | 495,000 | 625,000 |
| Net income | 2,676,000 | 5,665,000 | 8,873,000 | 12,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,406,000 | 112,844,000 | 114,576,000 | 117,160,000 |
| Total capital | — | 121,668,000 | 123,373,000 | 126,094,000 |
| Risk-weighted assets | — | 704,403,000 | 701,842,000 | 712,863,000 |