Call reports 2022
FIRST BANK & TRUST COMPANY — 2022
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 791,365,000 | 799,781,000 | 813,958,000 | 824,264,000 |
| Total loans | 542,314,000 | 571,406,000 | 639,980,000 | 665,763,000 |
| Allowance for loan losses | 8,891,000 | 9,200,000 | 9,530,000 | 9,825,000 |
| Securities available for sale | 135,595,000 | 158,063,000 | 133,914,000 | 112,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,526,000 | 695,963,000 | 707,926,000 | 715,699,000 |
| Interest-bearing deposits | 478,153,000 | 482,355,000 | 491,209,000 | 493,396,000 |
| Noninterest-bearing deposits | 207,373,000 | 213,608,000 | 216,717,000 | 222,303,000 |
| Equity capital | 101,638,000 | 100,437,000 | 102,264,000 | 105,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,051,000 | 14,556,000 | 23,376,000 | 32,302,000 |
| Interest expense | 201,000 | 433,000 | 914,000 | 1,808,000 |
| Net interest income | 6,850,000 | 14,123,000 | 22,462,000 | 30,494,000 |
| Noninterest income | 1,915,000 | 4,106,000 | 6,176,000 | 8,193,000 |
| Noninterest expense | 5,592,000 | 11,633,000 | 17,186,000 | 22,559,000 |
| Provision for loan losses | 311,000 | 622,000 | 937,000 | 1,249,000 |
| Pretax income | 2,862,000 | 5,974,000 | 9,619,000 | 13,492,000 |
| Income tax | 225,000 | 387,000 | 550,000 | 712,000 |
| Net income | 2,637,000 | 5,587,000 | 9,069,000 | 12,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,287,000 | 105,782,000 | 107,963,000 | 110,473,000 |
| Total capital | 111,219,000 | 112,973,000 | 116,058,000 | 118,778,000 |
| Risk-weighted assets | 552,605,000 | 573,308,000 | 646,206,000 | 662,881,000 |