Call reports 2021
FIRST BANK & TRUST COMPANY — 2021
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 657,840,000 | 766,957,000 | 772,846,000 | 769,911,000 |
| Total loans | 482,513,000 | 538,923,000 | 547,658,000 | 550,267,000 |
| Allowance for loan losses | 6,281,000 | 7,506,000 | 8,229,000 | 8,581,000 |
| Securities available for sale | 32,165,000 | 74,926,000 | 88,306,000 | 132,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,292,000 | 663,162,000 | 665,951,000 | 661,958,000 |
| Interest-bearing deposits | 375,419,000 | 445,862,000 | 459,729,000 | 460,219,000 |
| Noninterest-bearing deposits | 181,873,000 | 217,300,000 | 206,222,000 | 201,739,000 |
| Equity capital | 99,030,000 | 100,078,000 | 103,139,000 | 104,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,069,000 | 15,851,000 | 23,375,000 | 30,629,000 |
| Interest expense | 226,000 | 519,000 | 755,000 | 971,000 |
| Net interest income | 6,843,000 | 15,332,000 | 22,620,000 | 29,658,000 |
| Noninterest income | 1,749,000 | 3,853,000 | 6,977,000 | 8,979,000 |
| Noninterest expense | 4,768,000 | 11,799,000 | 17,104,000 | 21,992,000 |
| Provision for loan losses | 608,000 | 1,159,000 | 1,788,000 | 2,115,000 |
| Pretax income | 3,216,000 | 6,227,000 | 10,644,000 | 14,469,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 590,000 |
| Net income | 3,066,000 | 5,927,000 | 10,194,000 | 13,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,915,000 | 96,678,000 | 101,609,000 | 103,606,000 |
| Total capital | 104,623,000 | 103,207,000 | 108,251,000 | 110,275,000 |
| Risk-weighted assets | 456,071,000 | 521,405,000 | 529,824,000 | 531,628,000 |