Call reports 2020
FIRST BANK & TRUST COMPANY — 2020
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 577,408,000 | 628,309,000 | 624,272,000 | 623,901,000 |
| Total loans | 468,766,000 | 493,354,000 | 493,816,000 | 496,131,000 |
| Allowance for loan losses | 5,808,000 | 5,799,000 | 5,768,000 | 6,306,000 |
| Securities available for sale | 37,044,000 | 26,223,000 | 36,393,000 | 34,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,578,000 | 531,557,000 | 525,766,000 | 525,018,000 |
| Interest-bearing deposits | 341,631,000 | 364,356,000 | 358,724,000 | 359,128,000 |
| Noninterest-bearing deposits | 139,947,000 | 167,201,000 | 167,042,000 | 165,890,000 |
| Equity capital | 92,929,000 | 94,828,000 | 96,337,000 | 97,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,683,000 | 13,847,000 | 20,256,000 | 26,747,000 |
| Interest expense | 692,000 | 1,191,000 | 1,564,000 | 1,877,000 |
| Net interest income | 5,991,000 | 12,656,000 | 18,692,000 | 24,870,000 |
| Noninterest income | 1,713,000 | 3,112,000 | 4,716,000 | 6,348,000 |
| Noninterest expense | 4,635,000 | 9,205,000 | 13,753,000 | 18,394,000 |
| Provision for loan losses | 10,000 | 16,000 | 27,000 | 637,000 |
| Pretax income | 3,059,000 | 6,547,000 | 9,628,000 | 12,187,000 |
| Income tax | 144,000 | 316,000 | 462,000 | 608,000 |
| Net income | 2,915,000 | 6,231,000 | 9,166,000 | 11,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,628,000 | 94,651,000 | 96,177,000 | 97,213,000 |
| Total capital | — | 100,358,000 | 101,945,000 | 102,875,000 |
| Risk-weighted assets | — | 456,542,000 | 461,571,000 | 452,343,000 |