Call reports 2019
FIRST BANK & TRUST COMPANY — 2019
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 600,182,000 | 587,241,000 | 563,218,000 | 560,434,000 |
| Total loans | 442,944,000 | 435,435,000 | 439,794,000 | 451,118,000 |
| Allowance for loan losses | 4,939,000 | 5,209,000 | 5,449,000 | 5,763,000 |
| Securities available for sale | 70,433,000 | 82,044,000 | 63,877,000 | 46,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,963,000 | 497,343,000 | 470,765,000 | 467,037,000 |
| Interest-bearing deposits | 367,283,000 | 354,068,000 | 335,044,000 | 333,893,000 |
| Noninterest-bearing deposits | 143,680,000 | 143,275,000 | 135,721,000 | 133,144,000 |
| Equity capital | 86,625,000 | 88,335,000 | 89,454,000 | 91,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,748,000 | 13,618,000 | 20,358,000 | 27,034,000 |
| Interest expense | 744,000 | 1,550,000 | 2,321,000 | 3,037,000 |
| Net interest income | 6,004,000 | 12,068,000 | 18,037,000 | 23,997,000 |
| Noninterest income | 1,532,000 | 3,179,000 | 4,765,000 | 6,482,000 |
| Noninterest expense | 4,426,000 | 8,823,000 | 13,365,000 | 17,176,000 |
| Provision for loan losses | 310,000 | 621,000 | 934,000 | 1,236,000 |
| Pretax income | 2,800,000 | 5,803,000 | 8,503,000 | 12,067,000 |
| Income tax | 0 | 0 | 0 | 562,000 |
| Net income | 2,800,000 | 5,803,000 | 8,503,000 | 11,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,509,000 | 87,985,000 | 89,158,000 | 91,239,000 |
| Total capital | 91,448,000 | 93,194,000 | 94,356,000 | 96,629,000 |
| Risk-weighted assets | 414,814,000 | 418,987,000 | 415,590,000 | 430,837,000 |