Call reports 2018
FIRST BANK & TRUST COMPANY — 2018
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 590,404,000 | 588,159,000 | 585,311,000 | 585,397,000 |
| Total loans | 421,476,000 | 432,135,000 | 442,654,000 | 443,329,000 |
| Allowance for loan losses | 3,761,000 | 3,984,000 | 4,268,000 | 4,660,000 |
| Securities available for sale | 98,467,000 | 94,771,000 | 77,935,000 | 66,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,241,000 | 505,212,000 | 500,592,000 | 498,802,000 |
| Interest-bearing deposits | 376,329,000 | 366,890,000 | 360,489,000 | 359,997,000 |
| Noninterest-bearing deposits | 130,912,000 | 138,322,000 | 140,103,000 | 138,805,000 |
| Equity capital | 80,646,000 | 81,458,000 | 83,027,000 | 85,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,985,000 | 12,258,000 | 18,855,000 | 25,482,000 |
| Interest expense | 293,000 | 835,000 | 1,406,000 | 2,063,000 |
| Net interest income | 5,692,000 | 11,423,000 | 17,449,000 | 23,419,000 |
| Noninterest income | 1,328,000 | 2,743,000 | 4,212,000 | 5,778,000 |
| Noninterest expense | 4,366,000 | 8,521,000 | 12,816,000 | 16,593,000 |
| Provision for loan losses | 311,000 | 621,000 | 933,000 | 1,244,000 |
| Pretax income | 2,343,000 | 5,024,000 | 7,912,000 | 11,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,343,000 | 5,024,000 | 7,912,000 | 11,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,930,000 | 81,694,000 | 83,166,000 | 85,236,000 |
| Total capital | 84,691,000 | 85,678,000 | 87,434,000 | 89,896,000 |
| Risk-weighted assets | 411,129,000 | 419,055,000 | 419,659,000 | 414,941,000 |