Call reports 2017
FIRST BANK & TRUST COMPANY — 2017
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 582,499,000 | 592,635,000 | 593,025,000 | 593,709,000 |
| Total loans | 391,329,000 | 405,316,000 | 413,434,000 | 409,892,000 |
| Allowance for loan losses | 3,028,000 | 3,471,000 | 3,735,000 | 3,580,000 |
| Securities available for sale | 89,590,000 | 87,520,000 | 81,377,000 | 90,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,255,000 | 514,716,000 | 513,545,000 | 512,665,000 |
| Interest-bearing deposits | 370,311,000 | 375,292,000 | 384,928,000 | 380,893,000 |
| Noninterest-bearing deposits | 129,944,000 | 139,424,000 | 128,617,000 | 131,772,000 |
| Equity capital | 81,249,000 | 76,559,000 | 77,930,000 | 79,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,495,000 | 11,265,000 | 17,201,000 | 23,167,000 |
| Interest expense | 204,000 | 407,000 | 619,000 | 858,000 |
| Net interest income | 5,291,000 | 10,858,000 | 16,582,000 | 22,309,000 |
| Noninterest income | 1,316,000 | 2,676,000 | 4,088,000 | 5,464,000 |
| Noninterest expense | 4,145,000 | 8,217,000 | 12,229,000 | 15,634,000 |
| Provision for loan losses | 462,000 | 923,000 | 1,368,000 | 1,679,000 |
| Pretax income | 2,000,000 | 4,394,000 | 7,073,000 | 10,460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000,000 | 4,394,000 | 7,073,000 | 10,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,136,000 | 76,510,000 | 77,861,000 | 79,964,000 |
| Total capital | 84,164,000 | 79,981,000 | 81,596,000 | 83,544,000 |
| Risk-weighted assets | 392,973,000 | 411,437,000 | 426,993,000 | 405,374,000 |