Call reports 2016
FIRST BANK & TRUST COMPANY — 2016
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 588,840,000 | 586,286,000 | 586,718,000 | 578,866,000 |
| Total loans | 367,471,000 | 372,170,000 | 377,167,000 | 389,339,000 |
| Allowance for loan losses | 3,421,000 | 2,924,000 | 2,697,000 | 2,721,000 |
| Securities available for sale | 93,995,000 | 94,114,000 | 93,985,000 | 93,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,225,000 | 505,869,000 | 505,433,000 | 497,093,000 |
| Interest-bearing deposits | 374,939,000 | 376,622,000 | 379,095,000 | 371,597,000 |
| Noninterest-bearing deposits | 135,286,000 | 129,247,000 | 126,338,000 | 125,496,000 |
| Equity capital | 77,520,000 | 79,014,000 | 79,636,000 | 80,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,412,000 | 10,939,000 | 16,427,000 | 22,023,000 |
| Interest expense | 227,000 | 448,000 | 660,000 | 869,000 |
| Net interest income | 5,185,000 | 10,491,000 | 15,767,000 | 21,154,000 |
| Noninterest income | 1,290,000 | 2,945,000 | 4,319,000 | 5,630,000 |
| Noninterest expense | 3,948,000 | 7,968,000 | 12,152,000 | 15,609,000 |
| Provision for loan losses | 7,000 | 19,000 | 176,000 | 658,000 |
| Pretax income | 2,520,000 | 5,449,000 | 7,758,000 | 10,517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,520,000 | 5,449,000 | 7,758,000 | 10,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,273,000 | 78,586,000 | 79,281,000 | 80,479,000 |
| Total capital | 80,694,000 | 81,510,000 | 81,978,000 | 83,200,000 |
| Risk-weighted assets | 362,428,000 | 370,026,000 | 376,240,000 | 384,428,000 |