Call reports 2015
FIRST BANK & TRUST COMPANY — 2015
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 606,468,000 | 598,109,000 | 586,235,000 | 586,172,000 |
| Total loans | 376,189,000 | 370,958,000 | 362,512,000 | 370,882,000 |
| Allowance for loan losses | 3,933,000 | 3,909,000 | 3,895,000 | 3,623,000 |
| Securities available for sale | 58,921,000 | 56,492,000 | 70,794,000 | 69,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,328,000 | 522,638,000 | 509,665,000 | 508,262,000 |
| Interest-bearing deposits | 371,013,000 | 372,896,000 | 370,522,000 | 368,775,000 |
| Noninterest-bearing deposits | 158,315,000 | 149,742,000 | 139,143,000 | 139,487,000 |
| Equity capital | 74,713,000 | 74,362,000 | 74,970,000 | 76,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,472,000 | 11,111,000 | 16,621,000 | 22,113,000 |
| Interest expense | 245,000 | 484,000 | 722,000 | 958,000 |
| Net interest income | 5,227,000 | 10,627,000 | 15,899,000 | 21,155,000 |
| Noninterest income | 1,235,000 | 2,692,000 | 4,127,000 | 6,061,000 |
| Noninterest expense | 3,806,000 | 7,883,000 | 12,049,000 | 15,968,000 |
| Provision for loan losses | 17,000 | 3,000 | 17,000 | 24,000 |
| Pretax income | 2,639,000 | 5,433,000 | 7,960,000 | 11,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,639,000 | 5,433,000 | 7,960,000 | 11,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,569,000 | 74,178,000 | 74,741,000 | 76,437,000 |
| Total capital | 78,502,000 | 78,087,000 | 78,636,000 | 80,060,000 |
| Risk-weighted assets | 374,142,000 | 371,573,000 | 357,906,000 | 364,045,000 |