Call reports 2014
FIRST BANK & TRUST COMPANY — 2014
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 573,153,000 | 583,795,000 | 605,980,000 | 615,675,000 |
| Total loans | 371,278,000 | 367,539,000 | 366,999,000 | 368,312,000 |
| Allowance for loan losses | 4,453,000 | 4,197,000 | 4,110,000 | 3,903,000 |
| Securities available for sale | 57,024,000 | 55,971,000 | 64,875,000 | 70,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,766,000 | 510,247,000 | 530,418,000 | 540,946,000 |
| Interest-bearing deposits | 376,169,000 | 372,948,000 | 374,918,000 | 380,136,000 |
| Noninterest-bearing deposits | 125,597,000 | 137,299,000 | 155,500,000 | 160,810,000 |
| Equity capital | 69,643,000 | 71,144,000 | 73,150,000 | 73,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,429,000 | 10,898,000 | 16,472,000 | 22,032,000 |
| Interest expense | 260,000 | 514,000 | 767,000 | 1,018,000 |
| Net interest income | 5,169,000 | 10,384,000 | 15,705,000 | 21,014,000 |
| Noninterest income | 1,636,000 | 3,263,000 | 5,210,000 | 7,043,000 |
| Noninterest expense | 3,823,000 | 7,946,000 | 11,890,000 | 15,391,000 |
| Provision for loan losses | 22,000 | 33,000 | 54,000 | 69,000 |
| Pretax income | 2,960,000 | 5,668,000 | 8,971,000 | 12,597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,960,000 | 5,668,000 | 8,971,000 | 12,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,244,000 | 70,743,000 | 72,838,000 | 72,830,000 |
| Total capital | 73,697,000 | 74,940,000 | 76,948,000 | 76,733,000 |
| Risk-weighted assets | 367,084,000 | 363,445,000 | 368,558,000 | 370,893,000 |