Call reports 2013
FIRST BANK & TRUST COMPANY — 2013
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 529,566,000 | 532,270,000 | 562,372,000 | 565,460,000 |
| Total loans | 348,755,000 | 356,078,000 | 357,106,000 | 363,250,000 |
| Allowance for loan losses | 5,614,000 | 5,525,000 | 4,565,000 | 4,399,000 |
| Securities available for sale | 75,021,000 | 74,429,000 | 61,277,000 | 57,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,137,000 | 466,472,000 | 494,610,000 | 495,874,000 |
| Interest-bearing deposits | 341,544,000 | 424,240,000 | 367,348,000 | 370,491,000 |
| Noninterest-bearing deposits | 123,593,000 | 42,232,000 | 127,262,000 | 125,383,000 |
| Equity capital | 63,656,000 | 64,781,000 | 66,863,000 | 67,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,254,000 | 10,601,000 | 16,371,000 | 21,838,000 |
| Interest expense | 321,000 | 628,000 | 919,000 | 1,198,000 |
| Net interest income | 4,933,000 | 9,973,000 | 15,452,000 | 20,640,000 |
| Noninterest income | 1,235,000 | 2,533,000 | 3,874,000 | 5,209,000 |
| Noninterest expense | 3,900,000 | 7,709,000 | 11,376,000 | 15,330,000 |
| Provision for loan losses | -17,000 | -8,000 | 21,000 | 3,000 |
| Pretax income | 2,285,000 | 4,805,000 | 7,929,000 | 10,516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,285,000 | 4,805,000 | 7,929,000 | 10,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,833,000 | 64,376,000 | 66,455,000 | 67,391,000 |
| Total capital | 67,191,000 | 68,737,000 | 70,851,000 | 71,790,000 |
| Risk-weighted assets | 347,351,000 | 350,232,000 | 354,053,000 | 360,837,000 |