Call reports 2012
FIRST BANK & TRUST COMPANY — 2012
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 507,269,000 | 528,165,000 | 539,189,000 | 531,984,000 |
| Total loans | 331,870,000 | 338,207,000 | 345,532,000 | 339,632,000 |
| Allowance for loan losses | 5,069,000 | 5,510,000 | 5,781,000 | 5,836,000 |
| Securities available for sale | 48,545,000 | 54,547,000 | 59,446,000 | 75,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,667,000 | 467,173,000 | 476,615,000 | 468,347,000 |
| Interest-bearing deposits | 408,656,000 | 427,694,000 | 435,035,000 | 424,822,000 |
| Noninterest-bearing deposits | 39,011,000 | 39,479,000 | 41,580,000 | 43,525,000 |
| Equity capital | 58,952,000 | 59,996,000 | 61,430,000 | 63,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,167,000 | 10,503,000 | 15,891,000 | 21,146,000 |
| Interest expense | 491,000 | 929,000 | 1,341,000 | 1,710,000 |
| Net interest income | 4,676,000 | 9,574,000 | 14,550,000 | 19,436,000 |
| Noninterest income | 1,170,000 | 2,379,000 | 3,626,000 | 4,874,000 |
| Noninterest expense | 3,700,000 | 7,521,000 | 11,068,000 | 14,354,000 |
| Provision for loan losses | 476,000 | 952,000 | 1,430,000 | 1,909,000 |
| Pretax income | 1,670,000 | 3,480,000 | 5,678,000 | 8,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,670,000 | 3,480,000 | 5,678,000 | 8,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,140,000 | 59,123,000 | 60,479,000 | 62,034,000 |
| Total capital | 62,272,000 | 63,349,000 | 64,652,000 | 66,325,000 |
| Risk-weighted assets | 329,641,000 | 336,836,000 | 332,259,000 | 341,717,000 |