Call reports 2011
FIRST BANK & TRUST COMPANY — 2011
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 524,045,000 | 530,754,000 | 537,690,000 | 489,272,000 |
| Total loans | 346,057,000 | 343,002,000 | 337,071,000 | 334,273,000 |
| Allowance for loan losses | 3,665,000 | 3,950,000 | 3,954,000 | 4,667,000 |
| Securities available for sale | 86,356,000 | 59,891,000 | 36,578,000 | 36,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,316,000 | 473,157,000 | 479,256,000 | 430,538,000 |
| Interest-bearing deposits | 379,716,000 | 376,181,000 | 377,531,000 | 328,818,000 |
| Noninterest-bearing deposits | 87,600,000 | 96,975,000 | 101,725,000 | 101,720,000 |
| Equity capital | 55,926,000 | 56,533,000 | 57,222,000 | 58,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,461,000 | 10,905,000 | 16,360,000 | 21,669,000 |
| Interest expense | 811,000 | 1,588,000 | 2,295,000 | 2,880,000 |
| Net interest income | 4,650,000 | 9,317,000 | 14,065,000 | 18,789,000 |
| Noninterest income | 1,019,000 | 2,118,000 | 3,235,000 | 4,354,000 |
| Noninterest expense | 3,844,000 | 7,603,000 | 11,373,000 | 14,433,000 |
| Provision for loan losses | 465,000 | 942,000 | 1,418,000 | 2,541,000 |
| Pretax income | 1,360,000 | 2,890,000 | 4,509,000 | 6,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,360,000 | 2,890,000 | 4,509,000 | 6,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,773,000 | 55,463,000 | 56,238,000 | 57,298,000 |
| Total capital | 58,438,000 | 59,413,000 | 60,192,000 | 61,470,000 |
| Risk-weighted assets | 350,494,000 | 347,173,000 | 344,599,000 | 333,232,000 |