Call reports 2010
FIRST BANK & TRUST COMPANY — 2010
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 468,736,000 | 496,566,000 | 488,382,000 | 487,162,000 |
| Total loans | 347,316,000 | 356,573,000 | 351,771,000 | 348,685,000 |
| Allowance for loan losses | 2,706,000 | 3,132,000 | 3,276,000 | 3,529,000 |
| Securities available for sale | 43,880,000 | 53,782,000 | 61,822,000 | 77,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,676,000 | 441,441,000 | 432,199,000 | 430,495,000 |
| Interest-bearing deposits | 338,999,000 | 363,863,000 | 350,989,000 | 348,796,000 |
| Noninterest-bearing deposits | 75,676,000 | 77,577,000 | 81,210,000 | 81,698,000 |
| Equity capital | 52,697,000 | 53,512,000 | 54,450,000 | 55,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,740,000 | 11,675,000 | 17,408,000 | 22,996,000 |
| Interest expense | 891,000 | 1,805,000 | 2,728,000 | 3,597,000 |
| Net interest income | 4,849,000 | 9,870,000 | 14,680,000 | 19,399,000 |
| Noninterest income | 1,098,000 | 2,293,000 | 3,450,000 | 4,529,000 |
| Noninterest expense | 3,719,000 | 7,486,000 | 11,152,000 | 14,505,000 |
| Provision for loan losses | 470,000 | 1,313,000 | 1,885,000 | 2,553,000 |
| Pretax income | 1,758,000 | 3,380,000 | 5,109,000 | 6,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,758,000 | 3,380,000 | 5,109,000 | 6,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,381,000 | 52,206,000 | 53,141,000 | 54,257,000 |
| Total capital | 54,087,000 | 55,338,000 | 56,417,000 | 57,786,000 |
| Risk-weighted assets | 338,400,000 | 350,958,000 | 341,960,000 | 346,628,000 |