Call reports 2009
FIRST BANK & TRUST COMPANY — 2009
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 453,612,000 | 446,108,000 | 444,357,000 | 456,344,000 |
| Total loans | 352,463,000 | 356,717,000 | 351,782,000 | 348,445,000 |
| Allowance for loan losses | 2,549,000 | 2,368,000 | 2,238,000 | 2,797,000 |
| Securities available for sale | 7,831,000 | 7,291,000 | 8,413,000 | 6,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,447,000 | 394,028,000 | 391,143,000 | 402,280,000 |
| Interest-bearing deposits | 362,065,000 | 355,821,000 | 320,818,000 | 326,292,000 |
| Noninterest-bearing deposits | 39,383,000 | 38,207,000 | 70,325,000 | 75,988,000 |
| Equity capital | 49,771,000 | 50,371,000 | 51,310,000 | 51,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,154,000 | 12,360,000 | 18,555,000 | 24,592,000 |
| Interest expense | 1,263,000 | 2,385,000 | 3,368,000 | 4,305,000 |
| Net interest income | 4,891,000 | 9,975,000 | 15,187,000 | 20,287,000 |
| Noninterest income | 1,051,000 | 1,905,000 | 3,006,000 | 4,125,000 |
| Noninterest expense | 3,685,000 | 7,816,000 | 11,835,000 | 14,751,000 |
| Provision for loan losses | 267,000 | 538,000 | 991,000 | 3,066,000 |
| Pretax income | 1,990,000 | 3,526,000 | 5,367,000 | 6,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,990,000 | 3,526,000 | 5,367,000 | 6,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,258,000 | 48,867,000 | 49,800,000 | 50,419,000 |
| Total capital | 50,807,000 | 51,235,000 | 52,038,000 | 53,216,000 |
| Risk-weighted assets | 336,403,000 | 355,752,000 | 347,766,000 | 342,890,000 |