Call reports 2008
FIRST BANK & TRUST COMPANY — 2008
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 355,847,000 | 433,832,000 | 437,112,000 | 439,358,000 |
| Total loans | 292,914,000 | 315,529,000 | 333,868,000 | 340,263,000 |
| Allowance for loan losses | 2,574,000 | 2,783,000 | 2,752,000 | 2,544,000 |
| Securities available for sale | 17,061,000 | 14,531,000 | 11,229,000 | 9,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,962,000 | 385,739,000 | 387,540,000 | 387,812,000 |
| Interest-bearing deposits | 270,634,000 | 344,125,000 | 346,326,000 | 309,272,000 |
| Noninterest-bearing deposits | 38,328,000 | 41,614,000 | 41,214,000 | 78,539,000 |
| Equity capital | 44,805,000 | 45,891,000 | 47,317,000 | 48,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,972,000 | 12,727,000 | 19,259,000 | 25,685,000 |
| Interest expense | 1,910,000 | 3,933,000 | 5,669,000 | 7,176,000 |
| Net interest income | 4,062,000 | 8,794,000 | 13,590,000 | 18,509,000 |
| Noninterest income | 951,000 | 2,077,000 | 3,457,000 | 4,627,000 |
| Noninterest expense | 3,181,000 | 6,612,000 | 10,243,000 | 13,147,000 |
| Provision for loan losses | 192,000 | 398,000 | 613,000 | 1,619,000 |
| Pretax income | 1,684,000 | 3,903,000 | 6,233,000 | 8,412,000 |
| Income tax | 0 | 19,000 | 20,000 | 19,000 |
| Net income | 1,684,000 | 3,884,000 | 6,213,000 | 8,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,775,000 | 44,427,000 | 45,868,000 | 47,157,000 |
| Total capital | 46,349,000 | 47,210,000 | 48,620,000 | 49,701,000 |
| Risk-weighted assets | 293,654,000 | 327,398,000 | 332,046,000 | 334,812,000 |
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