Call reports 2005
FIRST BANK & TRUST COMPANY — 2005
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 290,296,000 | 306,589,000 | 299,488,000 | 309,823,000 |
| Total loans | 198,549,000 | 206,976,000 | 215,111,000 | 224,431,000 |
| Allowance for loan losses | 2,937,000 | 2,990,000 | 2,996,000 | 2,985,000 |
| Securities available for sale | 56,680,000 | 61,295,000 | 47,838,000 | 44,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,212,000 | 271,684,000 | 263,704,000 | 272,684,000 |
| Interest-bearing deposits | 207,637,000 | 210,635,000 | 207,437,000 | 214,549,000 |
| Noninterest-bearing deposits | 48,575,000 | 61,049,000 | 56,267,000 | 58,135,000 |
| Equity capital | 32,497,000 | 33,541,000 | 34,363,000 | 35,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,900,000 | 12,149,000 | 16,798,000 |
| Interest expense | 987,000 | 2,150,000 | 3,419,000 | 4,797,000 |
| Net interest income | 2,755,000 | 5,750,000 | 8,730,000 | 12,001,000 |
| Noninterest income | 672,000 | 1,450,000 | 2,251,000 | 3,280,000 |
| Noninterest expense | 2,292,000 | 4,549,000 | 6,825,000 | 9,084,000 |
| Provision for loan losses | 150,000 | 299,000 | 449,000 | 598,000 |
| Pretax income | 989,000 | 2,358,000 | 3,713,000 | 5,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 989,000 | 2,358,000 | 3,713,000 | 5,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,836,000 | 32,766,000 | 33,681,000 | 34,981,000 |
| Total capital | 34,485,000 | 35,598,000 | 36,395,000 | 37,784,000 |
| Risk-weighted assets | 211,649,000 | 226,393,000 | 216,858,000 | 224,051,000 |
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