Call reports 2004
FIRST BANK & TRUST COMPANY — 2004
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 271,672,000 | 277,903,000 | 280,512,000 | 277,911,000 |
| Total loans | 185,981,000 | 182,489,000 | 187,483,000 | 188,511,000 |
| Allowance for loan losses | 2,559,000 | 2,696,000 | 2,790,000 | 2,847,000 |
| Securities available for sale | 50,457,000 | 49,298,000 | 50,084,000 | 53,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,559,000 | 245,700,000 | 247,042,000 | 243,630,000 |
| Interest-bearing deposits | 198,759,000 | 200,821,000 | 202,058,000 | 197,434,000 |
| Noninterest-bearing deposits | 39,800,000 | 44,879,000 | 44,984,000 | 46,196,000 |
| Equity capital | 31,569,000 | 30,985,000 | 32,147,000 | 32,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,054,000 | 10,685,000 | 14,388,000 |
| Interest expense | 855,000 | 1,698,000 | 2,594,000 | 3,510,000 |
| Net interest income | 2,673,000 | 5,356,000 | 8,091,000 | 10,878,000 |
| Noninterest income | 707,000 | 1,513,000 | 2,287,000 | 3,055,000 |
| Noninterest expense | 2,277,000 | 4,430,000 | 6,697,000 | 8,834,000 |
| Provision for loan losses | 227,000 | 454,000 | 591,000 | 788,000 |
| Pretax income | 876,000 | 1,985,000 | 3,090,000 | 4,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,985,000 | 3,090,000 | 4,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,133,000 | 29,760,000 | 30,518,000 | 31,293,000 |
| Total capital | 31,621,000 | 32,243,000 | 33,054,000 | 33,844,000 |
| Risk-weighted assets | 198,899,000 | 198,422,000 | 202,641,000 | 203,788,000 |
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