Call reports 2003
FIRST BANK & TRUST COMPANY — 2003
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 273,617,000 | 272,655,000 | 270,715,000 | 274,617,000 |
| Total loans | 172,044,000 | 171,525,000 | 171,549,000 | 178,531,000 |
| Allowance for loan losses | 2,473,000 | 2,436,000 | 2,526,000 | 2,361,000 |
| Securities available for sale | 75,717,000 | 74,015,000 | 72,385,000 | 55,848,000 |
| Securities held to maturity | 200,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,798,000 | 241,666,000 | 239,354,000 | 242,207,000 |
| Interest-bearing deposits | 203,432,000 | 202,543,000 | 198,578,000 | 200,931,000 |
| Noninterest-bearing deposits | 39,366,000 | 39,123,000 | 40,776,000 | 41,277,000 |
| Equity capital | 28,911,000 | 29,499,000 | 30,038,000 | 30,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,217,000 | 10,744,000 | 14,335,000 |
| Interest expense | 1,096,000 | 2,079,000 | 2,971,000 | 3,826,000 |
| Net interest income | 2,539,000 | 5,138,000 | 7,773,000 | 10,509,000 |
| Noninterest income | 714,000 | 1,445,000 | 2,160,000 | 2,862,000 |
| Noninterest expense | 2,061,000 | 4,160,000 | 6,238,000 | 8,305,000 |
| Provision for loan losses | 185,000 | 372,000 | 558,000 | 747,000 |
| Pretax income | 1,007,000 | 2,051,000 | 3,306,000 | 4,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,007,000 | 2,051,000 | 3,306,000 | 4,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,341,000 | 26,987,000 | 27,836,000 | 28,663,000 |
| Total capital | 28,814,000 | 29,423,000 | 30,362,000 | 31,024,000 |
| Risk-weighted assets | 214,285,000 | 220,018,000 | 213,390,000 | 194,977,000 |
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