Call reports 2021
CENTRAL BANK OF ST. LOUIS — 2021
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 2,464,657,000 | 2,492,701,000 | 2,446,697,000 |
| Total loans | 1,771,987,000 | 1,736,998,000 | 1,747,927,000 |
| Allowance for loan losses | 25,106,000 | 25,883,000 | 25,888,000 |
| Securities available for sale | 311,227,000 | 283,623,000 | 316,877,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,788,494,000 | 1,822,119,000 | 1,771,126,000 |
| Interest-bearing deposits | 1,200,669,000 | 1,193,362,000 | 1,142,820,000 |
| Noninterest-bearing deposits | 587,825,000 | 628,757,000 | 628,306,000 |
| Equity capital | 236,518,000 | 243,311,000 | 253,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 19,143,000 | 37,540,000 | 56,080,000 |
| Interest expense | 775,000 | 1,515,000 | 2,262,000 |
| Net interest income | 18,368,000 | 36,025,000 | 53,818,000 |
| Noninterest income | 9,899,000 | 19,287,000 | 28,031,000 |
| Noninterest expense | 15,872,000 | 30,067,000 | 43,754,000 |
| Provision for loan losses | 466,000 | 790,000 | 819,000 |
| Pretax income | 11,929,000 | 24,472,000 | 37,301,000 |
| Income tax | 2,558,000 | 5,198,000 | 8,067,000 |
| Net income | 9,371,000 | 19,274,000 | 29,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 207,711,000 | 214,615,000 | 225,574,000 |
| Total capital | 231,267,000 | 237,874,000 | 249,961,000 |
| Risk-weighted assets | 1,882,707,000 | 1,857,837,000 | 1,949,178,000 |