Call reports 2020
CENTRAL BANK OF ST. LOUIS — 2020
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,067,323,000 | 2,329,412,000 | 2,236,776,000 | 2,325,562,000 |
| Total loans | 1,575,823,000 | 1,722,924,000 | 1,741,552,000 | 1,742,791,000 |
| Allowance for loan losses | 22,961,000 | 23,349,000 | 24,224,000 | 24,703,000 |
| Securities available for sale | 284,217,000 | 323,840,000 | 294,101,000 | 314,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,443,253,000 | 1,612,351,000 | 1,593,192,000 | 1,674,155,000 |
| Interest-bearing deposits | 1,042,888,000 | 1,082,998,000 | 1,037,418,000 | 1,113,673,000 |
| Noninterest-bearing deposits | 400,365,000 | 529,353,000 | 555,774,000 | 560,482,000 |
| Equity capital | 230,876,000 | 240,852,000 | 245,792,000 | 235,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,755,000 | 38,853,000 | 57,471,000 | 76,601,000 |
| Interest expense | 2,901,000 | 4,051,000 | 4,971,000 | 5,764,000 |
| Net interest income | 16,854,000 | 34,802,000 | 52,500,000 | 70,837,000 |
| Noninterest income | 5,400,000 | 13,098,000 | 25,492,000 | 40,161,000 |
| Noninterest expense | 11,887,000 | 24,605,000 | 38,603,000 | 53,179,000 |
| Provision for loan losses | 398,000 | 1,186,000 | 1,974,000 | 2,783,000 |
| Pretax income | 9,969,000 | 22,109,000 | 37,415,000 | 55,036,000 |
| Income tax | 1,989,000 | 4,522,000 | 7,812,000 | 11,659,000 |
| Net income | 7,980,000 | 17,587,000 | 29,603,000 | 43,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,943,000 | 211,550,000 | 216,566,000 | 206,340,000 |
| Total capital | 224,648,000 | 233,755,000 | 238,759,000 | 229,364,000 |
| Risk-weighted assets | 1,815,931,000 | 1,774,987,000 | 1,773,162,000 | 1,839,990,000 |