Call reports 2019
CENTRAL BANK OF ST. LOUIS — 2019
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,041,695,000 | 1,909,683,000 | 1,904,942,000 | 1,978,831,000 |
| Total loans | 1,502,475,000 | 1,504,987,000 | 1,530,536,000 | 1,562,204,000 |
| Allowance for loan losses | 22,172,000 | 22,407,000 | 22,424,000 | 22,649,000 |
| Securities available for sale | 159,554,000 | 213,733,000 | 212,401,000 | 199,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,426,453,000 | 1,337,650,000 | 1,368,854,000 | 1,410,918,000 |
| Interest-bearing deposits | 1,042,420,000 | 976,347,000 | 940,669,000 | 1,009,482,000 |
| Noninterest-bearing deposits | 384,033,000 | 361,303,000 | 428,185,000 | 401,436,000 |
| Equity capital | 228,134,000 | 233,607,000 | 231,314,000 | 229,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,277,000 | 40,862,000 | 60,963,000 | 80,932,000 |
| Interest expense | 4,409,000 | 8,820,000 | 12,447,000 | 15,453,000 |
| Net interest income | 15,868,000 | 32,042,000 | 48,516,000 | 65,479,000 |
| Noninterest income | 3,848,000 | 8,123,000 | 13,303,000 | 18,817,000 |
| Noninterest expense | 9,671,000 | 20,925,000 | 32,746,000 | 44,109,000 |
| Provision for loan losses | 345,000 | 486,000 | 535,000 | 656,000 |
| Pretax income | 9,700,000 | 18,754,000 | 28,538,000 | 39,531,000 |
| Income tax | 1,966,000 | 3,813,000 | 5,861,000 | 6,174,000 |
| Net income | 7,734,000 | 14,941,000 | 22,677,000 | 33,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,779,000 | 204,986,000 | 202,722,000 | 200,963,000 |
| Total capital | 220,811,000 | 226,060,000 | 224,202,000 | 223,106,000 |
| Risk-weighted assets | 1,681,176,000 | 1,684,314,000 | 1,717,253,000 | 1,770,687,000 |