Call reports 2018
CENTRAL BANK OF ST. LOUIS — 2018
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,883,469,000 | 1,855,708,000 | 1,824,525,000 | 1,954,653,000 |
| Total loans | 1,546,809,000 | 1,560,715,000 | 1,552,528,000 | 1,513,896,000 |
| Allowance for loan losses | 22,594,000 | 23,013,000 | 22,896,000 | 21,943,000 |
| Securities available for sale | 189,019,000 | 160,803,000 | 137,837,000 | 131,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,394,741,000 | 1,349,150,000 | 1,328,486,000 | 1,425,975,000 |
| Interest-bearing deposits | 1,028,968,000 | 973,157,000 | 952,634,000 | 997,970,000 |
| Noninterest-bearing deposits | 365,773,000 | 375,993,000 | 375,852,000 | 428,005,000 |
| Equity capital | 222,049,000 | 222,202,000 | 224,301,000 | 226,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,200,000 | 35,669,000 | 54,308,000 | 73,769,000 |
| Interest expense | 2,237,000 | 4,747,000 | 7,682,000 | 11,044,000 |
| Net interest income | 14,963,000 | 30,922,000 | 46,626,000 | 62,725,000 |
| Noninterest income | 4,997,000 | 9,330,000 | 14,058,000 | 18,696,000 |
| Noninterest expense | 10,354,000 | 20,980,000 | 32,061,000 | 43,403,000 |
| Provision for loan losses | 338,000 | 1,085,000 | 1,759,000 | 2,599,000 |
| Pretax income | 9,268,000 | 18,183,000 | 26,857,000 | 35,387,000 |
| Income tax | 1,836,000 | 3,581,000 | 4,987,000 | 5,922,000 |
| Net income | 7,432,000 | 14,602,000 | 21,870,000 | 29,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,094,000 | 194,264,000 | 196,532,000 | 198,127,000 |
| Total capital | 215,456,000 | 215,642,000 | 217,706,000 | 218,969,000 |
| Risk-weighted assets | 1,707,465,000 | 1,708,359,000 | 1,691,909,000 | 1,666,039,000 |