Call reports 2017
CENTRAL BANK OF ST. LOUIS — 2017
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,948,546,000 | 1,878,137,000 | 1,798,359,000 | 1,848,755,000 |
| Total loans | 1,451,046,000 | 1,477,341,000 | 1,478,988,000 | 1,503,963,000 |
| Allowance for loan losses | 22,120,000 | 21,608,000 | 20,381,000 | 22,590,000 |
| Securities available for sale | 217,184,000 | 215,554,000 | 205,640,000 | 187,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,512,031,000 | 1,460,836,000 | 1,356,202,000 | 1,370,408,000 |
| Interest-bearing deposits | 1,154,565,000 | 1,093,159,000 | 976,296,000 | 1,008,146,000 |
| Noninterest-bearing deposits | 357,466,000 | 367,677,000 | 379,906,000 | 362,262,000 |
| Equity capital | 198,006,000 | 203,262,000 | 208,659,000 | 221,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,023,000 | 32,642,000 | 49,516,000 | 66,405,000 |
| Interest expense | 1,644,000 | 3,410,000 | 5,126,000 | 6,946,000 |
| Net interest income | 14,379,000 | 29,232,000 | 44,390,000 | 59,459,000 |
| Noninterest income | 4,302,000 | 8,629,000 | 13,320,000 | 18,333,000 |
| Noninterest expense | 10,749,000 | 22,002,000 | 33,161,000 | 43,902,000 |
| Provision for loan losses | 326,000 | 810,000 | 1,705,000 | 3,849,000 |
| Pretax income | 7,606,000 | 15,049,000 | 22,872,000 | 30,069,000 |
| Income tax | 2,310,000 | 4,546,000 | 6,938,000 | 224,000 |
| Net income | 5,296,000 | 10,503,000 | 15,934,000 | 29,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,720,000 | 177,928,000 | 183,359,000 | 193,662,000 |
| Total capital | 193,745,000 | 199,277,000 | 204,021,000 | 214,594,000 |
| Risk-weighted assets | 1,680,628,000 | 1,707,406,000 | 1,694,144,000 | 1,672,603,000 |