Call reports 2016
CENTRAL BANK OF ST. LOUIS — 2016
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,693,857,000 | 1,742,932,000 | 1,812,701,000 | 1,886,572,000 |
| Total loans | 1,334,505,000 | 1,366,989,000 | 1,434,573,000 | 1,439,351,000 |
| Allowance for loan losses | 23,211,000 | 22,952,000 | 22,553,000 | 23,214,000 |
| Securities available for sale | 189,572,000 | 193,682,000 | 213,817,000 | 200,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,232,169,000 | 1,312,578,000 | 1,375,451,000 | 1,467,478,000 |
| Interest-bearing deposits | 922,485,000 | 979,541,000 | 1,010,626,000 | 1,110,422,000 |
| Noninterest-bearing deposits | 309,684,000 | 333,037,000 | 364,825,000 | 357,056,000 |
| Equity capital | 177,670,000 | 183,631,000 | 188,693,000 | 192,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,116,000 | 30,559,000 | 46,246,000 | 62,450,000 |
| Interest expense | 1,156,000 | 2,315,000 | 3,589,000 | 4,921,000 |
| Net interest income | 13,960,000 | 28,244,000 | 42,657,000 | 57,529,000 |
| Noninterest income | 3,966,000 | 8,929,000 | 13,843,000 | 19,444,000 |
| Noninterest expense | 9,884,000 | 20,897,000 | 32,090,000 | 42,640,000 |
| Provision for loan losses | 103,000 | 190,000 | 300,000 | 2,617,000 |
| Pretax income | 7,951,000 | 16,098,000 | 24,127,000 | 31,733,000 |
| Income tax | 2,403,000 | 4,885,000 | 7,349,000 | 9,629,000 |
| Net income | 5,548,000 | 11,213,000 | 16,778,000 | 22,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,868,000 | 156,534,000 | 162,099,000 | 167,425,000 |
| Total capital | 169,878,000 | 176,096,000 | 182,198,000 | 187,659,000 |
| Risk-weighted assets | 1,516,290,000 | 1,561,269,000 | 1,605,209,000 | 1,615,426,000 |