Call reports 2015
CENTRAL BANK OF ST. LOUIS — 2015
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,562,684,000 | 1,583,672,000 | 1,592,626,000 | 1,639,159,000 |
| Total loans | 1,237,281,000 | 1,283,823,000 | 1,287,326,000 | 1,312,374,000 |
| Allowance for loan losses | 22,103,000 | 22,643,000 | 23,089,000 | 23,212,000 |
| Securities available for sale | 215,656,000 | 201,019,000 | 185,929,000 | 188,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,129,331,000 | 1,145,600,000 | 1,178,354,000 | 1,225,293,000 |
| Interest-bearing deposits | 839,571,000 | 853,423,000 | 880,927,000 | 912,558,000 |
| Noninterest-bearing deposits | 289,760,000 | 292,177,000 | 297,427,000 | 312,735,000 |
| Equity capital | 168,422,000 | 166,918,000 | 166,835,000 | 171,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,053,000 | 28,787,000 | 43,678,000 | 58,457,000 |
| Interest expense | 585,000 | 1,198,000 | 1,983,000 | 2,868,000 |
| Net interest income | 13,468,000 | 27,589,000 | 41,695,000 | 55,589,000 |
| Noninterest income | 3,436,000 | 7,822,000 | 12,140,000 | 16,643,000 |
| Noninterest expense | 9,590,000 | 19,975,000 | 30,314,000 | 41,066,000 |
| Provision for loan losses | 146,000 | 282,000 | 456,000 | 542,000 |
| Pretax income | 7,173,000 | 15,159,000 | 23,071,000 | 30,630,000 |
| Income tax | 1,979,000 | 4,274,000 | 6,546,000 | 8,663,000 |
| Net income | 5,194,000 | 10,885,000 | 16,525,000 | 21,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,048,000 | 140,239,000 | 139,878,000 | 145,321,000 |
| Total capital | 157,992,000 | 158,362,000 | 158,090,000 | 163,938,000 |
| Risk-weighted assets | 1,350,153,000 | 1,445,017,000 | 1,451,781,000 | 1,484,461,000 |