Call reports 2012
CENTRAL BANK OF ST. LOUIS — 2012
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,487,514,000 | 1,442,385,000 | 1,414,730,000 | 1,424,983,000 |
| Total loans | 1,058,473,000 | 1,039,684,000 | 1,048,540,000 | 1,098,589,000 |
| Allowance for loan losses | 22,064,000 | 21,452,000 | 22,085,000 | 22,403,000 |
| Securities available for sale | 227,629,000 | 225,802,000 | 222,154,000 | 211,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,435,000 | 1,018,344,000 | 1,023,497,000 | 1,040,080,000 |
| Interest-bearing deposits | 824,969,000 | 779,577,000 | 765,068,000 | 771,452,000 |
| Noninterest-bearing deposits | 220,466,000 | 238,767,000 | 258,429,000 | 268,628,000 |
| Equity capital | 168,376,000 | 168,820,000 | 169,332,000 | 169,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,898,000 | 29,816,000 | 44,407,000 | 58,768,000 |
| Interest expense | 854,000 | 1,642,000 | 2,398,000 | 3,087,000 |
| Net interest income | 14,044,000 | 28,174,000 | 42,009,000 | 55,681,000 |
| Noninterest income | 3,237,000 | 6,464,000 | 9,871,000 | 14,775,000 |
| Noninterest expense | 8,686,000 | 17,904,000 | 27,645,000 | 37,394,000 |
| Provision for loan losses | 1,209,000 | 2,402,000 | 3,633,000 | 7,011,000 |
| Pretax income | 7,386,000 | 14,332,000 | 20,607,000 | 26,047,000 |
| Income tax | 2,505,000 | 4,837,000 | 6,585,000 | 7,851,000 |
| Net income | 4,881,000 | 9,495,000 | 14,022,000 | 18,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,842,000 | 137,683,000 | 137,432,000 | 137,829,000 |
| Total capital | 151,761,000 | 151,469,000 | 151,303,000 | 152,199,000 |
| Risk-weighted assets | 1,104,926,000 | 1,095,128,000 | 1,101,189,000 | 1,141,309,000 |