Call reports 2011
CENTRAL BANK OF ST. LOUIS — 2011
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,438,175,000 | 1,442,054,000 | 1,409,480,000 | 1,327,659,000 |
| Total loans | 1,076,634,000 | 1,059,967,000 | 1,069,909,000 | 1,036,059,000 |
| Allowance for loan losses | 23,927,000 | 21,846,000 | 22,829,000 | 22,413,000 |
| Securities available for sale | 177,866,000 | 203,754,000 | 196,418,000 | 191,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,016,344,000 | 1,026,977,000 | 973,068,000 | 993,254,000 |
| Interest-bearing deposits | 805,146,000 | 759,714,000 | 744,574,000 | 761,812,000 |
| Noninterest-bearing deposits | 211,198,000 | 267,263,000 | 228,494,000 | 231,442,000 |
| Equity capital | 162,917,000 | 165,411,000 | 167,312,000 | 166,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,412,000 | 30,882,000 | 46,513,000 | 61,714,000 |
| Interest expense | 1,320,000 | 2,487,000 | 3,469,000 | 4,340,000 |
| Net interest income | 14,092,000 | 28,395,000 | 43,044,000 | 57,374,000 |
| Noninterest income | 3,476,000 | 6,164,000 | 8,628,000 | 12,080,000 |
| Noninterest expense | 8,559,000 | 16,780,000 | 25,284,000 | 34,410,000 |
| Provision for loan losses | 1,262,000 | 2,521,000 | 3,798,000 | 7,567,000 |
| Pretax income | 7,748,000 | 15,259,000 | 22,591,000 | 27,491,000 |
| Income tax | 2,784,000 | 5,447,000 | 8,027,000 | 9,604,000 |
| Net income | 4,964,000 | 9,812,000 | 14,564,000 | 17,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,908,000 | 136,930,000 | 137,704,000 | 136,246,000 |
| Total capital | 149,523,000 | 150,541,000 | 151,438,000 | 149,793,000 |
| Risk-weighted assets | 1,078,028,000 | 1,080,043,000 | 1,089,088,000 | 1,074,260,000 |