Call reports 2010
CENTRAL BANK OF ST. LOUIS — 2010
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,501,952,000 | 1,439,638,000 | 1,481,890,000 | 1,361,840,000 |
| Total loans | 1,176,877,000 | 1,147,102,000 | 1,150,816,000 | 1,124,274,000 |
| Allowance for loan losses | 26,200,000 | 27,368,000 | 23,039,000 | 26,997,000 |
| Securities available for sale | 130,715,000 | 123,692,000 | 99,412,000 | 127,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,130,616,000 | 1,062,239,000 | 1,116,960,000 | 1,004,467,000 |
| Interest-bearing deposits | 923,079,000 | 837,994,000 | 790,590,000 | 782,782,000 |
| Noninterest-bearing deposits | 207,537,000 | 224,245,000 | 326,370,000 | 221,685,000 |
| Equity capital | 159,978,000 | 160,150,000 | 160,676,000 | 161,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 16,846,000 | 33,829,000 | 50,471,000 | 66,886,000 |
| Interest expense | 2,135,000 | 4,042,000 | 5,768,000 | 7,320,000 |
| Net interest income | 14,711,000 | 29,787,000 | 44,703,000 | 59,566,000 |
| Noninterest income | 3,056,000 | 5,667,000 | 8,200,000 | 14,146,000 |
| Noninterest expense | 8,343,000 | 16,718,000 | 25,787,000 | 35,011,000 |
| Provision for loan losses | 2,083,000 | 3,824,000 | 5,610,000 | 10,583,000 |
| Pretax income | 7,341,000 | 14,912,000 | 21,506,000 | 28,118,000 |
| Income tax | 2,732,000 | 5,561,000 | 8,010,000 | 10,413,000 |
| Net income | 4,609,000 | 9,351,000 | 13,496,000 | 17,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,399,000 | 131,138,000 | 131,548,000 | 134,397,000 |
| Total capital | 146,049,000 | 145,363,000 | 145,591,000 | 148,299,000 |
| Risk-weighted assets | 1,159,937,000 | 1,124,437,000 | 1,113,826,000 | 1,098,464,000 |