Call reports 2005
CENTRAL BANK OF ST. LOUIS — 2005
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,199,218,000 | 1,261,081,000 | 1,253,782,000 | 1,236,533,000 |
| Total loans | 951,877,000 | 975,488,000 | 973,365,000 | 980,418,000 |
| Allowance for loan losses | 16,675,000 | 17,457,000 | 17,636,000 | 17,923,000 |
| Securities available for sale | 183,202,000 | 175,973,000 | 161,886,000 | 151,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,077,000 | 880,722,000 | 925,124,000 | 897,126,000 |
| Interest-bearing deposits | 654,143,000 | 665,888,000 | 703,981,000 | 676,999,000 |
| Noninterest-bearing deposits | 201,934,000 | 214,834,000 | 221,143,000 | 220,127,000 |
| Equity capital | 112,333,000 | 113,277,000 | 113,342,000 | 112,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,167,000 | 31,310,000 | 48,454,000 | 66,269,000 |
| Interest expense | 4,050,000 | 9,181,000 | 15,197,000 | 21,569,000 |
| Net interest income | 11,117,000 | 22,129,000 | 33,257,000 | 44,700,000 |
| Noninterest income | 1,881,000 | 3,699,000 | 5,765,000 | 7,565,000 |
| Noninterest expense | 5,538,000 | 11,457,000 | 17,319,000 | 23,192,000 |
| Provision for loan losses | 465,000 | 890,000 | 1,228,000 | 1,702,000 |
| Pretax income | 6,995,000 | 13,481,000 | 20,475,000 | 27,371,000 |
| Income tax | 2,629,000 | 4,932,000 | 7,584,000 | 10,164,000 |
| Net income | 4,366,000 | 8,549,000 | 12,891,000 | 17,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,895,000 | 86,578,000 | 87,420,000 | 86,738,000 |
| Total capital | 98,484,000 | 98,515,000 | 99,375,000 | 98,768,000 |
| Risk-weighted assets | 922,070,000 | 949,471,000 | 950,491,000 | 956,315,000 |
Machine access — free, no API key
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