Call reports 2004
CENTRAL BANK OF ST. LOUIS — 2004
What CENTRAL BANK OF ST. LOUIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,131,137,000 | 1,146,933,000 | 1,215,336,000 | 1,212,735,000 |
| Total loans | 862,068,000 | 903,499,000 | 941,588,000 | 944,452,000 |
| Allowance for loan losses | 14,993,000 | 15,256,000 | 15,678,000 | 16,104,000 |
| Securities available for sale | 169,631,000 | 141,538,000 | 166,939,000 | 193,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 827,330,000 | 872,107,000 | 912,442,000 | 897,271,000 |
| Interest-bearing deposits | 622,724,000 | 654,111,000 | 703,687,000 | 683,811,000 |
| Noninterest-bearing deposits | 204,606,000 | 217,996,000 | 208,755,000 | 213,460,000 |
| Equity capital | 104,560,000 | 103,992,000 | 108,814,000 | 112,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,259,000 | 24,707,000 | 38,429,000 | 53,118,000 |
| Interest expense | 2,745,000 | 5,590,000 | 9,066,000 | 12,847,000 |
| Net interest income | 9,514,000 | 19,117,000 | 29,363,000 | 40,271,000 |
| Noninterest income | 1,634,000 | 3,746,000 | 5,403,000 | 7,127,000 |
| Noninterest expense | 5,403,000 | 11,104,000 | 16,626,000 | 21,953,000 |
| Provision for loan losses | 470,000 | 932,000 | 1,384,000 | 1,873,000 |
| Pretax income | 5,275,000 | 10,827,000 | 16,821,000 | 23,637,000 |
| Income tax | 1,991,000 | 3,952,000 | 6,203,000 | 8,774,000 |
| Net income | 3,284,000 | 6,875,000 | 10,618,000 | 14,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,450,000 | 78,042,000 | 81,784,000 | 86,029,000 |
| Total capital | 86,855,000 | 88,976,000 | 93,325,000 | 97,471,000 |
| Risk-weighted assets | 827,780,000 | 870,368,000 | 919,126,000 | 910,677,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK OF ST. LOUIS — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.