Call reports 2019
FRIENDS BANK — 2019
What FRIENDS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 97,792,000 | 97,638,000 | 99,066,000 |
| Total loans | 75,379,000 | 71,423,000 | 70,568,000 |
| Allowance for loan losses | 1,359,000 | 1,359,000 | 1,359,000 |
| Securities available for sale | 1,078,000 | 1,051,000 | 1,011,000 |
| Securities held to maturity | 231,000 | 209,000 | 180,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 87,003,000 | 86,812,000 | 87,270,000 |
| Interest-bearing deposits | 62,653,000 | 63,549,000 | 65,422,000 |
| Noninterest-bearing deposits | 24,350,000 | 23,263,000 | 21,848,000 |
| Equity capital | 10,626,000 | 10,697,000 | 10,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,036,000 | 2,080,000 | 3,148,000 |
| Interest expense | 151,000 | 320,000 | 526,000 |
| Net interest income | 885,000 | 1,760,000 | 2,622,000 |
| Noninterest income | 61,000 | 125,000 | 187,000 |
| Noninterest expense | 836,000 | 1,723,000 | 4,293,000 |
| Provision for loan losses | -156,000 | -156,000 | -156,000 |
| Pretax income | 266,000 | 318,000 | -1,328,000 |
| Income tax | 0 | 0 | -1,707,000 |
| Net income | 266,000 | 318,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 9,707,000 | 9,769,000 | 8,120,000 |
| Total capital | 10,538,000 | 10,552,000 | 8,895,000 |
| Risk-weighted assets | 65,984,000 | 62,118,000 | 61,449,000 |