Call reports 2009
FRIENDS BANK — 2009
What FRIENDS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 166,750,000 | 166,736,000 | 162,261,000 | 157,921,000 |
| Total loans | 114,731,000 | 113,982,000 | 118,575,000 | 118,304,000 |
| Allowance for loan losses | 2,035,000 | 2,004,000 | 2,548,000 | 2,611,000 |
| Securities available for sale | 24,296,000 | 22,397,000 | 24,560,000 | 22,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,486,000 | 150,425,000 | 146,028,000 | 141,797,000 |
| Interest-bearing deposits | 142,716,000 | 142,614,000 | 137,724,000 | 133,422,000 |
| Noninterest-bearing deposits | 7,770,000 | 7,811,000 | 8,304,000 | 8,375,000 |
| Equity capital | 16,107,000 | 15,998,000 | 15,991,000 | 16,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,057,000 | 6,050,000 | 8,022,000 |
| Interest expense | 1,224,000 | 2,375,000 | 3,396,000 | 4,282,000 |
| Net interest income | 834,000 | 1,682,000 | 2,654,000 | 3,740,000 |
| Noninterest income | 63,000 | 129,000 | 192,000 | 246,000 |
| Noninterest expense | 624,000 | 1,425,000 | 2,146,000 | 2,865,000 |
| Provision for loan losses | 575,000 | 604,000 | 1,154,000 | 1,554,000 |
| Pretax income | -302,000 | -218,000 | -454,000 | -433,000 |
| Income tax | -115,000 | -83,000 | -173,000 | -164,000 |
| Net income | -187,000 | -135,000 | -281,000 | -269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,832,000 | 15,766,000 | 15,620,000 | 15,633,000 |
| Total capital | 17,353,000 | 17,294,000 | 17,172,000 | 17,195,000 |
| Risk-weighted assets | 121,167,000 | 121,758,000 | 123,191,000 | 123,885,000 |
Machine access — free, no API key
Every figure shown here about FRIENDS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.