Call reports 2013
SEAWAY COMMUNITY BANK — 2013
What SEAWAY COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 192,357,000 | 191,905,000 | 202,701,000 |
| Total loans | 140,913,000 | 143,308,000 | 144,648,000 |
| Allowance for loan losses | 6,200,000 | 6,129,000 | 6,010,000 |
| Securities available for sale | 35,920,000 | 37,693,000 | 23,350,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 159,214,000 | 158,944,000 | 168,675,000 |
| Interest-bearing deposits | 136,286,000 | 135,382,000 | 143,194,000 |
| Noninterest-bearing deposits | 22,928,000 | 23,562,000 | 25,481,000 |
| Equity capital | 18,301,000 | 18,128,000 | 19,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 2,043,000 | 4,112,000 | 6,241,000 |
| Interest expense | 327,000 | 652,000 | 928,000 |
| Net interest income | 1,716,000 | 3,460,000 | 5,313,000 |
| Noninterest income | 474,000 | 962,000 | 1,939,000 |
| Noninterest expense | 1,721,000 | 3,298,000 | 4,874,000 |
| Provision for loan losses | 42,000 | 42,000 | 42,000 |
| Pretax income | 427,000 | 1,082,000 | 2,228,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 427,000 | 1,082,000 | 2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 17,726,000 | 18,381,000 | 19,527,000 |
| Total capital | 19,496,000 | 20,228,000 | 21,394,000 |
| Risk-weighted assets | 137,154,000 | 143,502,000 | 145,183,000 |